Customize your health plan according to your needs

Optional services

There are additional options and services that can be added to the monthly fee, with specific plans.

The plans and their respective terms and conditions are available at the Hospital Scheme office.

Insurance covered by the Banco de Seguros del Estado (State Insurance Bank).

Main features of coverage:

Expenses related to scheduled (inpatient) surgical procedures that may or may not be performed in Uruguay.
Up to US$ 1.000,000 for hospitalization and expenses in surgical procedures and up to US$ 100,000 for oncological treatment.
Plans with deductibles of US$ 5,000 and US$ 10,000.
Assistance service for the companion of US$ 200 per day for up to 30 days.
Coverage must be first arranged with BSE which covers the costs directly. There is no refund.
Antenatal care coverage (at the request of the mother) without exclusions if the mother is insured by this insurance for at least 10 months before the birth.
Age limit for this insurance: 60 years.
Pre-existing conditions are fully or partially excluded from this coverage.

Documents to download:

- Sworn statement (Complete the sworn statement online and then print).

- SQ Letter

- SQ Policy - Traditional plan

- SQ Policy - New plan

The complete and signed sworn statement must be submitted at our offices together with the letter and photocopy of the applicant’s identity card.

To request coverage:

You need to have the doctor’s authorisation for a surgical procedure or an oncological treatment and proceed to the British Hospital Scheme office to complete the arrangements as required.

Under no circumstances can coverage abroad be granted unless it has previously been authorised by the British Hospital Scheme office and has received subsequent approval by the BSE (State Insurance Bank).

For more information visit:

Travel Insurance is provided by Uruguay Asistencia (MAPFRE Asistencia) and offers several plans according to the type of travel and coverage you wish to purchase.

Documents to download:

Plan VIP (basic coverage without deductible)

- Vip

Plan Plus (complies with the requirements of the Schengen Agreement in Europe)

- Plus

Plan Platinum (coverage that includes pre-existing conditions)

- Platinum


Outpatients can access their prescribed medicine through an optional co-payment system.

Funeral coverage is covered by Previsora Martinelli.

Cremation supplement $240 (age limit 74 years).

Main features of coverage:

Best plan provided by the company.
Includes top quality service, two obituaries and wreath.
Immediate benefits for new members of the British Hospital Scheme.
Coverage begins after 3 months of enrolment, covering up to 50 years of age; with 6 months of enrolment it covers up to 65 years of age; 10 months of enrolment up to 75 years of age; 15 months of enrolment up to 89 years of age and 20 months of enrolment from 90 years of age onwards.
Direct family members who are not members of the British Hospital Scheme can receive coverage (parents up to 55 years old, spouses, children and siblings).

The coverage can include cremation service through Previsora Martinelli with an additional cost of $240 (age limit 74 years).
For more information, contact the Membership Department at extension 1301.